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    Level 42, Suntec Tower Three, 8 Temasek Boulevard, Singapore 038988.

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    valuable SRS insights for Singaporeans and foreign citizens

    Secure your Life with SRS sg
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    Why work with us?

    Our mission is to educate people from all walks of life how to earn potentially higher interest, hence making each of our dollars work harder than we do!

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      To nurture and promote responsible savings habit in all members of society through a range of retirement planning workshops, mini seminars and corporate outreach.

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      To be recognised as one of the top educators for safe retirement and dependable solutions.

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      To bring home that if we save more, we can live better!

    What's our Vision?

    Maximise growth of your SRS by investing it.

    SRS is committed to lending a helping hand at times of need and promoting financial literacy. Being a pioneer initiative, we are also privileged with being able to provide opportunities for industry experts, planners and solutions architects who can help SRS continue evolving in order to meet the needs of singaporean and permanent residence as they grow older and transition into their retirement years.

    What's our vision towards SRS sg

    Opportunity for Collaboration

    Whether you are influencer, content creator, financial practitioner, gov agencies or any educational platforms.

    What are we open for:

    • Guest Posting
    • Public Seminars/Workshop
    • Corporate engagement for employees or Corporate leaders
    Contact Us

    FAQS

    Get Your Answer

    Do I need to pay taxes on the dividends received from unit trusts that were purchased using SRS funds?
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    Dividends and distributions that are one-tier exempt, received from unit trusts purchased using SRS funds and deposited into the SRS account, are not subject to taxation at the time of credit into the SRS account. However, any amount withdrawn from the SRS account will be subject to tax.

    Is it possible for an SRS account holder to transfer the balance from their SRS account to the CPF Special Account?
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    Transferring the balance from an SRS account to the CPF Special Account is not permitted. This restriction exists because the SRS and CPF are separate retirement schemes with different tax treatments. Unlike the CPF scheme, which is completely tax exempt, the SRS scheme is a tax deferral scheme. While SRS contributions are eligible for tax relief, 50% of the withdrawals made at or after retirement are taxable. Transferring balances out of the SRS account is considered a taxable withdrawal.


    The CPF scheme enjoys more favorable tax treatment compared to SRS as it caters to basic retirement needs, while SRS caters to supplementary retirement needs. Allowing the transfer of funds between the two schemes would blur the distinction and contradict the purpose of having two separate schemes in the first place.

    Is it possible for me to transfer my SRS account from one SRS Operator to another?
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    Absolutely! It is indeed possible to transfer your SRS account from one SRS Operator to another. However, please note that if you have already made a withdrawal from your account upon reaching the relevant retirement age* or due to medical reasons, you will not be allowed to make new contributions to your account following the transfer.


    (* The retirement age specified by the law at the time you made your initial SRS contribution.)

    How do I make payment for a SRS purchase?
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    You will have to ensure that there are sufficient monies in your SRS account. The merchant will request purchase from your SRS agent bank. You need not have to issue a cheque.

    Do I get a cheque for the sales proceeds, after selling the units purchased through my SRS account?
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    No. All sale proceeds must be returned to the SRS account; the proceeds will be credited into your SRS account directly.

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